What are TA forms?
TA forms, which are also known as transaction forms, are the foundation of the house selling process. When you have started this process, you are required to fill out certain TA forms, as well as this you will also be guided to fill out others to speed up the process.
Whether you are buying your first home or buying your home after many previous house purchases, TA forms will always tell you all the information that is needed about your new future property, from recent building work to any disputes with the neighbours.
There are many different TA forms, which your solicitors will provide, for you to fill in and return. The best thing to do would be to read them, understand them, and complete them as quickly as possible.
Here’s a breakdown of the essential TA forms used in Conveyancing.
TA6 – Property Information Form
The TA6 is one of the most comprehensive forms and covers general details about the property. It includes:
- Boundaries: Information on who is responsible for maintaining fences, walls, or hedges, and any disputes over boundaries.
- Disputes: Details about any past or ongoing neighbour disputes or complaints that could affect the property’s desirability.
- Utilities and Services: Precise information on connections to electricity, gas, water, and drainage, including the location of meters and stopcocks.
- Planning and Building Control: A history of any planning permissions or building regulation approvals obtained for modifications or extensions.
- Environmental Factors: Disclosure of potential risks such as flooding, radon gas, or proximity to contaminated land.
- Other Information: Clarifications about parking arrangements, rights of way, guarantees, and warranties for work done on the property.
This form provides the buyer with critical insights into the property’s history, legal aspects, and current condition, helping to avoid surprises after purchase.
TA7 – Leasehold Information Form
Specifically designed for leasehold properties, the TA7 complements the TA6 by addressing leasehold-specific issues. Key sections include:
- Ground Rent and Service Charges: Detailed breakdowns of current and expected charges, including arrears if applicable.
- Lease Terms: Restrictions or obligations such as prohibitions on subletting or requirements for freeholder consent for alterations.
- Freeholder Information: Contact details for the freeholder or managing agent to facilitate communication about property management.
- Documentation: Sellers are expected to provide a copy of the lease, service charge accounts, recent maintenance schedules, and the building’s insurance policy.
For buyers, this form is crucial to understanding ongoing financial commitments, lease restrictions, and potential liabilities.
TA10 – Fixtures and Fittings Form
The TA10 form details what is included in the sale of the property. Sellers specify:
- Items Staying or Leaving: Clarification on whether fixtures (e.g., built-in wardrobes, kitchen units) and fittings (e.g., light fixtures, curtains, white goods) are included.
- Optional Purchases: Items the seller is willing to leave behind for an additional cost, such as furniture or appliances.
This form helps prevent misunderstandings and disputes over what the buyer can expect to find in the property upon completion. It ensures both parties have a clear agreement on the contents of the sale.
TA4 – Empty Property Form
The TA4 is used when a property is vacant during the sale process. It addresses:
- Security Arrangements: Detailed information about locks, alarms, and other measures taken to secure the property while it is unoccupied.
- Utilities: Confirmation of whether utilities such as gas, electricity, and water remain connected, and if so, the current meter readings.
- Maintenance: A description of any ongoing maintenance or inspections to keep the property in good condition, such as garden upkeep or periodic cleaning.
This form ensures that buyers understand the condition, security, and readiness of an unoccupied property, providing peace of mind before completion.
TA13 – Completion Information and Requisitions on Title
This form is used closer to the end of the conveyancing process and includes practical completion details. It addresses:
- Bank Account Details: Verified details for transferring funds to complete the purchase.
- Keys Handover: Specific arrangements about where and how the keys will be collected on the day of completion.
- Utilities Information: Instructions for final meter readings and transfer of accounts to the buyer.
- Outstanding Matters: Confirmation that all legal requirements and contractual obligations are satisfied before completion.
The TA13 ensures a smooth transition on completion day by clarifying final arrangements, avoiding any last-minute confusion.
TA9 – Commonhold Information Form
For properties under a commonhold structure, the TA9 provides essential details. It covers:
- Commonhold Association: Full contact details and an overview of the association managing the commonhold property.
- Contributions: Comprehensive information on contributions toward the maintenance of shared areas, services, and any reserve funds.
- Rules and Regulations: Specific rules governing the property, such as restrictions on use or alterations, to ensure buyers understand their obligations.
Though less commonly used, the TA9 is vital for properties in this unique ownership category, ensuring transparency about shared ownership and responsibilities.
Why Are These Forms Important?
TA forms play a pivotal role in the conveyancing process by:
- Providing Transparency: Buyers gain a clear understanding of the property’s legal, physical, and financial aspects.
- Reducing Risk: Sellers disclose potential issues upfront, minimizing disputes or claims post-sale.
- Ensuring Compliance: Solicitors and conveyancers rely on these forms to meet regulatory and legal obligations, protecting all parties involved.
Tips for Sellers and Buyers
- Sellers: Take the time to complete forms honestly and thoroughly. Providing incomplete or false information can lead to legal disputes and delays.
- Buyers: Review all forms carefully and ask your solicitor to explain any unclear sections. Raise any concerns early to avoid complications later.
TA forms are the backbone of the conveyancing process in England and Wales. They provide the framework for a transparent and smooth transaction, protecting the interests of both buyers and sellers. Whether you’re buying or selling a property, understanding these forms will empower you to navigate the process with confidence. Always consult a qualified solicitor or conveyancer for guidance tailored to your specific situation. Make sure you ask your Solicitor if they use PALI for their property searches and to ensure you receive the most accurate, comprehensive searches in the quickest time possible. Be sure to ask your Solicitor if they use PALI for property searches, to ensure you receive the most accurate and comprehensive results in the quickest time possible.